“Shark Fin Product User Agreement”

Shark Fin Product is offered by LT Global Holding Ltd (the “Company” or "the Platform") as a value-added service (the “Service” or “Services”) to CoinW users. This Shark Fin Product User Agreement (this “Agreement" or this “User Agreement”) and the rules and conditions published on CoinW’s platform constitute the terms and conditions that apply to users of the Services. The Company and the Platform are hereinafter collectively referred to as “we” , “us”, “our” or “ours”. Any individuals or other legal entities that use the Services or access the Shark Fin Product Service website. are users of the Platform who are hereinafter referred to as “you”, “your” or “yours”. In the following the provisions of this Agreement, if involving you and the Company, are collectively referred to as "both parties" in this User Agreement, and if only involving us or you, are referred to as "one party".

This Agreement is binding upon both parties. By registering the account, accessing the Platform or using the Services you agree that you have read, understood and accepted the terms set out in this Agreement, CoinW User Agreement and any other related documents and terms. You acknowledge and agree to be bound by any updated and amended versions of this Agreement. 

We may amend and update this User Agreement from time to time by posting the revised and updated version on the Platform. The revised and updated version of this User Agreement shall be effective immediately from the date of posting the updated User Agreement on the Platform. Your continued use of the Services will be deemed as your acceptance of the revised and updated User Agreement. If you do not agree with this Agreement or any of the revised and updated version, please do not register an account with this Platform or immediately stop using the Services provided by this Platform. 

Risk Disclosure and Platform Statement 

1. Not a legal tender. Virtual assets are not a legal tender. Virtual assets are not issued by governments, financial institutions, or this Platform. At present, the vast majority of virtual assets are not regulated, and their value and price are not controlled or protected by central banks or other financial institutions.
2. Volatility. Prices of virtual assets are highly volatile. There are great risks associated with investing or trading in digital assists. 
3. Liquidity. There is no guarantee that the markets for any virtual asset will be liquid. There can be a scarcity of persons who are willing to trade at any one time which might lead to the liquidity problem of virtual assets. Thinly traded or illiquid markets have potential increased risk of loss because virtual assets can experience high volatility of prices and in such markets market participants may find it impossible to liquidate market positions except at very unfavorable prices.  
4. Technology risks. The services provided for trading virtual assets are based on computer network technology, blockchain technology, and other foundational technologies. These technologies may experience failures, defects, hacker attacks, exploits, errors, protocol failures, or other unforeseeable risks.
5. Cyber-attack. The intangible nature of virtual assets and their heavy reliance on technology may make them subject to an increased risk of cyber-attack and theft. Virtual Assets are susceptible to specific types of cyber-attacks because of their network architecture.
6. Irreversibility. Each virtual asset has its unique deposit address. If a user accidentally deposits any other virtual assets into the address, those virtual assets would be lost forever and cannot be recovered. Likewise, if a user accidentally types in a wrong withdrawal address, once the withdrawal request is processed and the transaction is completed, the transaction is irreversible, and the withdrawn amount cannot be retrieved by the user. Finally, and for the same reason, virtual assets which are stolen as a result of cyber-attacks, as well as virtual assets where the private keys are lost, destroyed or stolen, may not be recoverable. 
7. Legal and Regulatory Risks. Trading in virtual assets and derivatives may face legal, policy, and regulatory risks in relevant jurisdictions. Regulation may develop that restricts the use of virtual assets or otherwise influences the demand for virtual assets, which may affect the price and value of virtual assets. Furthermore, banks and other financial institutions may refuse to process funds for virtual asset transactions, process wire transfers to or from virtual asset trading platforms, virtual asset-related companies or service providers, or maintain accounts for persons or entities transacting in virtual assets. This might result in you holding virtual assets which you are unable to convert into fiat currency to use.
8. Tax Risks. You should pay special attention that the profits obtained from trading virtual assets and derivatives may be subject to taxation, tariffs, or other fees as required by relevant jurisdictions. You are responsible for reporting and paying any taxes that may arise from virtual assets transactions. If you have any questions about your tax situation or tax obligations for virtual assets investment or transactions, you should seek advice from professionals.
9. Risks associated with using the Services: 
10. Shark Fin Product Risks. The main risks of the Shark Fin Product are related to market price fluctuations. In a highly volatile market, it may be difficult for users to predict the market price at maturity date as well the gap between the market price and the Target Price at the maturity date; high price volatility of Digital Assets and their derivatives may cause significant or total losses in a short period of time; the total return from the Shark Fin Product you receive may be significantly lower than the return or interest of other investments; and you are willing and able to bear all risks caused by market price fluctuations and any economic losses you may suffer.
11. Risks from Early Termination of the Services by the Platform. During the product’s active period, if the Platform terminates this product Service early, you may not be able to obtain the expected profits within the expected product holding period (if any) which may result in the loss of your Digital Assets.
12. Internet and Network Risks. Users may experience network communication failures, system failures, disruptions, errors, delays, and other communication problems which might result in losses. 
13. Cyber-attack and Hacking Risks. Cyber-attacks in the form of virus, trojan horse, malicious programs or apps can jeopardize the safety of your account and your virtual assets which might result in losses. 
14. Phishing Risks. Attackers may host APP or websites that might have similar names or domain names as this Platform. By creating phishing websites, sending phishing messages or emails to users, attackers may induce users to input their data, personal information, password or other personal sensitive information which could incur losses for the users. 
15. Information or Data Defects. Inaccuracy, defects, error, interruptions, delays or loss of data might occur in the data transmission might result in losses for the users. 
16. Security Risks. If you are not keeping your account information safe or setting up weak passwords, your account might be subject to attacks and/or unauthorized log in which might result in losses. 
17. Regulatory Risks. This Platform may be subject to regulatory enforcement measures such as suspension or termination of providing services which might result in users being unable to have access to their virtual assets and incur losses for the users. 
18. If this Platform, at its sole discretion, believes that you have violated this User Agreement, or according to the laws of your jurisdiction, the services provided by this Platform or your use of the services provided by this Platform are illegal, the Platform has the right to suspend or terminate your account at any time, or suspend or terminate your use of the Services provided by this Platform.
19. Investment and trading in digital assets involves extremely high risks and are not suitable for most people. You acknowledge and understand that investing or trading in digital assets may result in partial or total loss; therefore you should decide the amount of investment based on the degree of loss you can bear. You acknowledge and understand that there are also derivative risks associated with digital assets, so if you have any questions, it is recommended to seek the assistance of professional advisors first.
20. Shark Fin Products are investment products involving derivatives. You confirm that you fully understand the nature, risks and potential losses related to the Shark Fin Product and the Services. In addition to the risks mentioned above, there may be other unforeseeable risks. Please refer to and read the "Risk Disclosure Statement" to understand more about the specific content of the risks, but the "Risk Disclosure Statement" does not list all risks. You should carefully consider and use clear judgment to assess your financial situation and the above risks before making any decisions to buy or sell virtual assets and bear all losses arising therefrom. We do not assume any responsibility for your loss arising from trading virtual assets.
21. The content of this Platform will change from time to time without further notice. We have taken reasonable measures to ensure the accuracy of the website information, but we cannot guarantee its degree of accuracy, and we will not bear any loss directly or indirectly resulting from the information on this Platform or from the delay or failure to connect to the Internet, send or receive any notifications and messages.
22. www.coinw.com is the only official Platform for external information announcements of this Platform.
23. It is prohibited to use this Platform to engage in all illegal trading activities or illegal acts such as money laundering, fraud, smuggling, financing for terrorism, etc. If any suspected illegal transactions or illegal acts are discovered, this Platform will take all available measures, including but not limited to freezing, suspending, terminating accounts, notifying relevant authorities, etc. We do not assume any responsibility arising from this and reserve the right to hold relevant persons accountable.
24. It is prohibited to use this Platform to carry out any unethical trading activities such as malicious market manipulation and unfair trading. If such events are discovered, this Platform will take preventive protective measures against all unethical behaviors such as malicious price manipulation, malicious influence on the trading system, etc., including warnings, trading restrictions, account closures, etc. We do not assume any responsibility arising from this and reserve the right to hold relevant persons accountable.
25. The "Legal Statement" is part of this User Agreement, please refer to and carefully read the "Legal Statement".

1. General Provisions

1.1 This User Agreement consists of this document, CoinW User Agreement, CoinW Privacy Policy, Risk Disclosure Statement, Legal Statement, and various rules, regulations, statements, explanations, etc., that this Platform has published or may publish in the future, known as "attachments and terms".

1.2 Before using the various services provided by this Platform, you should read this User Agreement and attachments or terms in detail. If there are any parts you do not understand or other situations you deem necessary, please consult a professional lawyer. If you do not fully understand and accept this User Agreement, please do not enter, browse, register, use this Service or this Platform, and exit this Platform immediately. Once you enter, browse, register, use this Service or this Platform, or any other similar action, you agree and confirm that you understand and fully agree to all the contents of this User Agreement and any modifications of User Agreement that this Platform may make from time to time.

1.3 After successfully registering as a user of this Platform by filling in relevant information according to the requirements of this Platform and going through other related procedures, and clicking the "Agree" button during the registration process, it means that you have reached an agreement with the Company in the form of electronic signature or electronic consent; or your behavior of clicking any option marked with "Agree" or similar meaning during the use of this Platform, or using various services provided by this Platform in a way that this Platform allows, all indicate that you fully understand, agree and accept the binding of all terms of this Agreement.

2. Eligibility

2.1 You undertake and guarantee:  

1. You have read, understood, and accepted the binding of this Agreement, CoinW User Agreement, CoinW Privacy Policy and related attachments, privacy policy, and risk statement, etc.
2. You confirm that you are at least 18 years old, or according to the applicable laws of different regions or countries, you have reached the legal age and have full capacity for conduct when you register the account or use this Services. You have legal capacity to accept and agree on the terms of this Agreement. You are legally bound by this Agreement once it is accepted and agreed upon by you. 
3. If you are an employee or agent of a legal entity and you are signing this User Agreement on behalf of that legal entity, you should confirm and guarantee that the legal entity is legally incorporated in accordance with applicable laws and you must obtain formal authorization as its agent (Authorized User(s)) and make sure the legal entity is bound by this Agreement. Once you register the account or use the Services, you have agreed to the terms of the Agreement. If you do not have the aforementioned legal capacity, you and your Authorized User(s) should bear all consequences resulting from this, and we reserve the right to revoke or permanently freeze your account and to hold you and your Authorized User accountable.
4. You understand that using the Service might result in your loss of principal and/or profit. You should have the capacity and tolerance for risk taking when using the Service. You should have the knowledge and experience required for investing in non-principal-guaranteed digital currencies and/or digital assets. 
5. You should make the decision to use the Service after carefully evaluating your own financial situation and corresponding risk tolerance, and you should bear all losses that may arise therefrom.
6. You guarantee that the digital assets in various CoinW accounts are legally obtained and you have the complete ownership.
7. You are not a restricted person.
8. You agree to comply with the requirements of any relevant law for tax purposes, including reporting any trading profits.
9. You agree not to engage in or participate in behaviors or activities that might harm the interests of this Platform or the Company at any time, whether or not related to the Services provided by this platform.
10. Your use of the Service does not violate any applicable laws or regulations.
11. You will not use the Service for any illegal purposes: including but not limited to participating in illegal activities such as money laundering, smuggling, fraud, extortion, extortion, terrorist activities, illegal gambling, etc.

2.2 Registration Process

1) To use the Services you should register an account with CoinW exchange and you agree to provide information such as a valid email address, mobile phone number, etc., as required by the user registration page of CoinW Exchange. You can use the email address, mobile phone number you provided or confirmed, or other methods allowed by this Platform to log into this Platform. If necessary, according to the legal provisions of different jurisdictions, you must provide your real name, identity documents, etc., and information required by the privacy terms and anti-money laundering terms and continuously update the registration information to meet the requirements of being timely, detailed, and accurate. All the information you provide will be used for registration. You are responsible for the truthfulness, completeness, and accuracy of this information and bear any direct or indirect losses and adverse consequences arising from it.

2) If the laws, regulations, rules, orders, etc., of your country or region require real-name registration for mobile phone numbers, you agree to provide a registered mobile phone number that has been registered in your real name. If you do not provide it as required, you should bear any direct or indirect losses and adverse consequences this may bring to you.

3) You can start using the Services when you successfully register as a CoinW user through your CoinW user account and password and activate the Services.

4) You agree to receive emails and/or text messages related to the management and operation of this Platform sent by this Platform.

3. Products and Services

3.1 About Shark Fin Products and Services

The Shark Fin Products and Services are value-added services provided by this Platform to CoinW users. Through the Services, users can deposit and invest their Digital Assets at the Platform to earn yields. Users can link the variable return of the Shark Fin Products to the index of the USD price of BTC or ETH. 

1. Subscription 

You may subscribe the Shark Fin Products from Subscription Start Time until Subscription End Time. The subscription order cannot be submitted after the Subscription End Time. You may subscribe the Subscription Amount in USDT subject to applicable available total quota as determined by this Platform at its sole discretion. You may not be able to subscribe if there is no available total quota remaining. Once your subscription order is successfully placed and confirmed, this Platform will lock the Subscription Amount in USDT you invest from your account.

1. Settlement Time 

After confirmation of a successful subscription, your Subscription Amount and earnings will be credited to your funding account at the Settlement Time upon expiration of the Term.

3.4 Expected Returns

The Platform displays users' expected returns on the page as theoretical returns rather than actual returns. Actual returns may not be consistent with expected returns. Your final returns shall be subject to actual returns. This Platform will calculate your actual returns based on the returns generated by investing in the Services less any services fee (if any) that you shall pay to this Platform in connection with the Services. This Platform does not make any promises or guarantees about the expected return rates or the actual returns you may receive.

1. Handling Fees/Services Fees

Currently this Platform does not charge any Services fee for subscription of the Shark Fin Product. 

3.6 For the avoidance of doubt, historical returns are not indicative of future returns. This Platform does not make any guarantee that you will receive repayment of the Principal or interests displayed on the Platform at the time you subscribe. Any representation about the possible returns at the time you subscribe is an indicative estimate and is not guaranteed by this platform.

3.7 You will be able to view your transaction history on the Platform. You should review your transaction history carefully and if you discover any entries or transactions that you do not recognize or that you believe are incorrect, please inform the Platform as soon as possible. The Platform reserves the right to correct any errors in your transaction history and to cancel or rescind any transactions at any time if the account:

a. involves obvious errors (i.e. any obvious errors, omissions or misquotes (whether by the Platform or any third party), including incorrect quotes by any representative of the Platform after considering the current market and current advertising quotes, or any errors in any information, sources, official results, or otherwise; or

b. reflect details of the transaction that we reasonably believe to be correct or fair.

3.8 Suspension or Cancellation of Services

3.8.1 If the following circumstances occur, in accordance with this Agreement and the CoinW "User Agreement", this Platform has the right to suspend, cancel, restrict or stop your access to and use the Services.

1. You did not provide your identity information and fund source information as required by this Platform.
2. When this Platform suspects that your account has been or will be used for any illegal purpose.
3. This Platform complies with the instructions of government departments, judicial departments, regulatory authorities, or any authority.
4. The Platform is unable to continue to provide services due to Force Majeure and/or unexpected events.
5. This Platform believes that there are other reasonable reasons to restrict, suspend, suspend or terminate the use of your account.

3.8.2 If this Platform announces the early termination of this Service, the Platform shall try to publish an announcement on the official website three (3) days in advance. The Platform will generally pay the user's profits due and payable to your account within two (2) days after the early termination date.

3.8.3 You hereby understand and agree that the Platform is not responsible for the speed or accuracy of data transmission regarding this Service. You agree that if the Platform determines that there is an obvious error in the purchase order placed by you, the Platform shall have the right to cancel the purchase order after the purchase order is placed. If the Platform cancels the purchase order, this Platform will promptly notify you of the cancellation. If the payment has already been deducted from your account, this Platform will promptly refund the Subscription Amount to your account.

3.9 Commitment to abide by Service rules

You promise to abide by the following Service rules of this Platform:

1) You shall abide by laws, regulations, and policy requirements, ensure the legality of the sources of all digital assets in your account, and shall not engage in illegal or other activities that damage the rights and interests of this Platform or third parties on this Platform, including but not limited to, sending or receiving any illegal, illegal, or infringing information on the rights of others, sending or receiving pyramid schemes or other harmful information or remarks, using or forging email header information on this platform without authorization from this Platform, etc.

2) You should abide by laws and regulations and properly use and keep your account number, login password, fund password, the mobile phone number bound to you when you registered, and the mobile phone verification code received by your mobile phone. You are fully responsible for any operations and consequences of using your account and login password, fund password, and mobile phone verification code. When you find that your Platform account, login password, password, or verification code has been used by a third party without your authorization, or there are other account security issues, you should immediately and effectively notify the Platform and request the Platform to suspend the service of the account. You may not donate, borrow, lease, transfer or otherwise dispose of your Platform account to others without the consent of this Platform.

3) You agree to be responsible for all activities that occur under your account and password on this Platform (including but not limited to information disclosure, release of information, online clicks to agree or submission of various rules and agreements, online renewal of agreements or purchase of services, etc.).

4) When conducting digital asset transactions on this Platform, you shall not maliciously interfere with the normal progress of digital asset transactions or disrupt the order of transactions; you shall not interfere with the normal operation of this platform or interfere with other users' use of this Platform's services by any technical means or other means or maliciously defame the goodwill of this Platform by fabricating facts or other means.

5) If you have a dispute with other users regarding the online transactions, you may not request the Platform to provide relevant information through non-judicial or administrative channels.

6) You shall be solely responsible for any tax payable, as well as all hardware, software, service and other expenses incurred during your use of the Services provided by this Platform.

7) You should abide by this Agreement and other service terms and operating rules published and updated by this Platform from time to time and have the right to terminate the use of the services provided by this Platform at any time.

4. Rights and Obligations of the Platform

4.1 If you do not have the registration qualifications stipulated in this User Agreement, the Platform has the right to deny your registration. For those who have already registered, the Platform has the right to cancel your user account. The Platform reserves the right when necessary to hold you or your Authorized User liable. In addition, the Platform reserves the right to decide whether to accept your registration based on any additional circumstances.

4.2 Based on judgment performed by the Platform, if the Platform determines that high risk investments are not suitable for you or your associated account users, it has the right to suspend or terminate your account and the use of all your associated accounts.

4.3 If the Platform discovers that the account user is not the initial user who registered for the account or suspects that your account has been stolen or used without authorization, the Platform has the right to suspend or terminate use of the account.

4.4 When the Platform reasonably suspects that the information you have provided is wrong, untrue, invalid, or incomplete through technical testing, manual sampling, or other testing methods, the Platform has the right to notify you to correct and update the information or the Platform reserves the right to suspend or terminate your Platform services.

4.5 If the Platform suspects that your account has been or will be used for any illegal, fraudulent, or other activities, the Platform has the right to suspend or terminate use of the account.

4.6 The Platform has the right to correct any information that it displays if obvious errors are found.

4.7 If the Platform determines that you have violated this User Agreement or other additional documents or terms of the Platform, it has the right to suspend or terminate the use of your account.

4.8 If the Platform determines that there are other reasonable reasons for setting limitations on your account, it has the right to limit, suspend or terminate the use of your account.

4.9 The Platform reserves the right to modify, suspend, or terminate the services of the Platform at any time.

4.10 The Platform will adopt necessary technical means and management measures to ensure the normal operation of the Platform, provide a necessary and reliable trading environment and trading services, and maintain the order of virtual asset transactions.

4.11 If you do not log in to the Platform using your user account and password for one year, the Platform has the right to cancel your account. After the account is canceled, the Platform has the right to make the corresponding user name available to other users for registration and use.

4.12 The Platform ensures the security of your virtual assets by strengthening technological investments, improving security precautions, and other measures, and will notify you in advance when foreseeable security risks occur for your account.

4.13 The Platform has the right to delete any kinds of information on the Platform that do not comply with the law or regulations, or the regulations of the Platform at any time. The Platform does not need to notify you in advance to exercise these rights.

4.14 The Platform has the right to request that you provide more information or materials in accordance with the law, regulations, rules, orders, and other regulatory requirements of your sovereign country or region, and to take reasonable measures to comply with local regulatory requirements and you are obliged to cooperate; the Platform has the right to suspend or permanently cut off your access to some or all of the Platform's services available to you in accordance with the requirements of the law, regulations, rules, orders, and other specifications in your sovereign country or region.

4.15 If you violate this User Agreement, the Platform may release or otherwise provide users of the Platform with detailed information about your violation (including any information you provide to the Platform). The Platform will only do so if it determines that such action is necessary in order to protect other users or comply with applicable legal requirements.

5. Account Security

5.1 You should take appropriate measures to protect the security of your account. You are responsible for backing up and maintaining copies of any messages you store or transmit through the Platform service. You should take appropriate measures to protect your data and hardware from viruses and malware attacks. We will not be liable for any claims or losses arising from your failure to comply with the provisions of this User Agreement.

5.2 You and the users you have authorized should always ensure the security of the IDs that you use. You are responsible for taking necessary security measures (or ensuring that users authorized by you take such measures) to protect your account and ensure the security of your ID, including but not limited to: setting a strong password, ensuring the phone number and email address provided to us are current, not allowing others to remotely log in or share your computer or mobile phone, not disclosing your password to others, and logging out of the Platform promptly after each time you log in to use the Platform, etc.

5.3 If you discover or have reason to suspect that your account has been used without authorization or the security of your account has been compromised, you should notify us immediately.

6. Privacy Policy

The "Privacy Policy" forms part of this User Agreement. For details on the collection and use of personal information related to this User Agreement and the Platform, please refer to the "Privacy Policy" which is updated and released on the Platform from time to time. You should ensure that you carefully read and understand the "Privacy Policy". Registration or use of the Platform services indicates that you accept all terms of the "Privacy Policy".

7. Intellectual Property Rights

7.1 The intellectual property rights of the Platform belong to the Company. You may not copy, edit, modify, reproduce, send, or use any of the aforementioned information or content for commercial purposes. All rights contained in the name of the Platform (including but not limited to goodwill, trademarks, and logos) belong to the Company.

7.2 During the validity period of this User Agreement or while the Company provides you with various services on the Platform, the Platform authorizes you to have a limited, non-transferable, non-commercial, and non-exclusive license to use the intellectual property rights related to the Platform’s services (excluding trademarks). When you log in to the Platform or use any services provided by the Platform, this shall not be deemed as the transfer of any intellectual property rights by our company to you. Apart from appropriate use as stipulated by the law, no content in this User Agreement shall be construed as the Company granting by implication, estoppel, or otherwise any intellectual property rights to you or your authorized users, or any third party.

7.3 You and your Authorized User(s) shall, at any time (Except a written permission is acquired from the Platform), not act as follows:

1) Remake, modify, publish, transmit, distribute, execute, display or sell any information or data related to the intelligent property rights of the Platform;

2) Decomplile, reverse engineer or otherwise attempt to discover any source code of the program, algorithms and concepts of the Platform;

3) Browse, log in, acquire, reproduce, or monitor any part of the Platform or acquire or attempt to acquire any information, materials, files and messages of the Platform by using any deep link, web crawler, robot, spider program, or other automatic equipment, program, script, algorithm or method, or any similar or equally effective manual process;

4) Use reverse engineering, track, or attempt to track any information from any other user or user served by the Platform;

5) Detect, scan or test any vulnerabilities of the services or of networks connected to the Platform, or violate any security or authentication measures of the services or networks connected to the services of the Platform;

6) Use any equipment, software or application to interfere with the normal operation or any transaction of the services of the Platform, or the use of the services of the Platform by any other person;

7) Attempt to browse and use any part or function of the Platform without authorization, or connect to the services of the Platform or any server of the Platform, any other systems or networks provided and served by the Platform by hackers, password cracking or any other illegal or prohibited means;

8) Fake, counterfeit or otherwise manipulate identity authentication to conceal your identity or hide the source of any information or transmission messages you send to the Company;

9) Encode or execute code for programs that may damage, harmfully interfere, secretly intercept or occupy any system, information, data, or message related to the services of the Platform, and encode or execute code for any scattered viruses, Trojan horses, worms, or other programs that prevent the Platform from operating;

10) Modify, remake, copy, download, save, further transmit, disseminate, transfer, decompose, broadcast, distribute, delete or alter any copyright statement or label, license, partially license, sell, design, lease, rent a part or all of such intellectual property rights owned by the Company, give them private labels, grant security interests, or create derivative works on this basis, make secondary creation or otherwise use any part of the intellectual property rights of the Platform; and/or

11) Violate or attempt to violate (1) any applicable law; or (2) copyright, patent, trademark, business secrets, or other intellectual property rights, or disclosure or privacy of the Platform or any third party.

7.4 If you accept the terms of this User Agreement, it shall be deemed that you take the initiative to grant the Company with copyright of any message published on the Platform in any form, including but not limited to: the rights to modify, remake, create at the secondary times, publish, lease, exhibit, perform, openly broadcast, and public transmission right, broadcasting right, message network transmission right, adaptation right, translation right, right to re-license any third party, other rights that shall be enjoyed by the copyright owner, and will grant the Company with the global, non-exclusive, permanent, irrevocable rights free of royalties. The Platform shall be entitled to file a separate lawsuit against any subject infringement and get full compensation. Any work content, protected by the copyright law and published by you on the Platform, shall be bound by these User Terms, whether the content is formed before or after the signing of these User Terms.

7.5 You shall not illegally use or dispose of the intelligent property rights owned by the Platform or others in the process of using the services of the Platform. You may not release the message in any form or authorize other websites (and media) to use the message that has already been published on the Platform.

8. Indemnity

8.1 You warrant and hold the Platform harmless from any claim for damages, lawsuit, action, demand, dispute, allegation or investigation made by any third party, government agency or private entity, and indemnify against all claims, obligations, damages (actual and indirect), losses (including any direct, indirect or incidental losses, loss of profits and reputation), costs and expenses arising out of or in connection with any such acts as follows, including, but not limited to, all interest, penalties, legal and other reasonable attorneys' fees, and other professional costs and expenses ("losses"): a)You browse or use the Platform account and/or services; b)You violate any applicable law; c) You violate this User Agreement or other additional documents and terms; d)You infringe the rights of any third party.

8.2 You agree to indemnify the Platform from any and all claims for damages and other claims arising directly or indirectly from any dispute between you and any other user or other third party arising out of or in connection with the services of the Platform (including any virtual asset transactions) or these Terms or in connection with these Terms. You agree and waive any rights you may have with respect to the Platform for any losses you may suffer or incur.

9. Right to Seek Injunctive Relief

Both parties acknowledge that common law remedies for your breach of contract or possible breach of contract may not be sufficient to compensate for all the losses we suffer, so we have the right to seek injunctive relief and all other remedies as permitted by common law or equity in the event of your breach of contract or possible breach of contract.

10. Limitation and exemption of liability

10.1 You understand and agree that under no circumstances shall we be liable to you or any other person or entity for:

• Loss of income;
• Loss of profit or principal;
• Losses caused by service interruption, stoppage, delay, and system failure;
• Losses caused by technical problems; 
• Loss caused by message problems;
• Loss of opportunity, goodwill or reputation;
• Losses caused by imputing the wrong accounts or addresses; 
• Losses caused by sending unsupported digital assets to the account; 
• Damage, loss, inaccuracy, defects or omission of the data, any error or delay in the transmission of the data and any interruption of the data;
• The browser supporting the Platform or the used devices are hacked or stolen;
• Cost of purchasing alternative products or services;
• Losses incurred due to functionality, security, or availability of any virtual asset base agreement;
• Except your loss caused by the Company's intentional or gross negligence, any indirect, special or derivative damage arising from infringement, breach or any other reason, whether or not reasonably foreseen by the Company; whether the Company was previously informed of the possibility of such loss or damage; and/or
• Any risks disclosed in the "Risk Disclosure Statement" updated by the Company from time to time;

10.2 You understand and agree that we will not be liable for any damages to you resulting from any of the following circumstances:

• Your specific transactions may involve a material breach of law or breach of contract;
• You are suspected of conducting illegal or immoral behaviors on the Platform;
• Your account on the Platform is investigated by any judicial authority or the Platform is ordered by any judicial authority to freeze your account, stop payment or disable it;
• Expenses and losses incurred in purchasing or acquiring any information, data, message or carrying on transactions or alternative transactions through the services of the Platform;
• Your misunderstanding of the Platform service; and/or
• Any other loss related to the services provided by the Platform and not caused by us.

10.3 We shall not bear any liability for information network equipment maintenance, information network connection failure, computer, communication or other system failure, power failure, weather, accident, strike, labor dispute, riot, uprising, disturbance, lack of productivity or production materials, fire, flood, storm, explosion, war, causes of bank or other cooperators, virtual asset market collapse, any interruption of block chain world, government action, orders of judicial or administrative authority, other actions beyond our control or out of your capability to control, service interruption or delay caused by a third party, for any loss to you caused herein.

10.4 We cannot guarantee that all information, programs and documents contained in this Platform are completely safe from interference and destruction by any virus, Trojan horse and other malicious programs, thus your login, use of any service of this Platform or downloading and use of the downloaded program, information and data, are your personal decisions, and you shall bear such risks and possible losses.

10.5 We do not make any guarantee or undertakings for any information, products and services of any third party websites linked to this Platform and any other forms of content that are not provided by the Company etc. Your use of any services, information and products provided by third-party websites is your personal decision and you shall assume all the responsibilities arising therefrom.

10.6 We do not make any express or implied warranty about the services of the Platform used by you, including but not limited to the applicability of the services provided by the Platform, information correctness, completeness, continuity, accuracy, reliability and application to a specific purpose. In addition, the Company does not make any undertakings and guarantee to the validity, accuracy, correctness, reliability, quality, stability, integrity and timeliness of the technology and information involved in the services provided by the Platform. Whether to log in or use the services provided by the Platform is your personal decision, and you agree to bear the risks and possible losses. We do not make any express or implied guarantee about the market, value and price of virtual assets. You understand and know that the virtual asset market is unstable, the price and value will fluctuate significantly or collapse at any time, and that trading virtual assets is your personal free choice and decision and you shall bear the risks and possible losses.

10.7 Our warranties and undertakings specified in this User Agreement are our sole warranties and representations of the terms of the User Agreement and the services provided by the Platform and supersede any warranties and undertakings arising from any other methods and means, whether written or oral, express or implied. All these warranties and representations merely represent our own undertakings and warranties and do not guarantee that any third party complies with the warranties and undertakings in this User Agreement.

10.8 Any rights not referred to in this User Agreement, and to the fullest extent of applicable law, to limit, exclude or set off liability (if any) for damages caused by the Company's losses, are not expressly or implicitly waived by the Company before or after the fact.

10.9 By registering or using the Services of the Platform, you acknowledge that any operation of the Company in accordance with the rules set out in this User Agreement is at your own risk.

10.10 The above responsibilities and disclaimers shall apply to the fullest extent permitted by law and shall continue to apply after the termination or lapse of this User Agreement or after the User terminates his use of the services and the Platform.

11. Third Party Services

Third Party Services. We may provide certain services to you through third parties. You have granted permission to the third parties to connect to your account and use your data for the purpose of providing services to you. You acknowledge and agree that you will not hold this Platform responsible for and will indemnify the Platform from any liability arising out of or related to any act or omission of any third party with access to your account. You may change or remove permissions granted by you to third parties with respect to your account at any time through the tabs on the account settings page on the Platform.

12. Termination of the Agreement

12.1 The Platform shall be entitled to terminate all the services of the Platform in accordance with this User Agreement, and this User Agreement shall terminate on the date of termination of all the services of the Platform.

12.2 Upon the termination of this User Agreement, you shall not be entitled to require the Platform to continue to provide any services or perform any other obligations, including but not limited to requiring the Platform to retain or disclose any information in its original Platform account to you, or to forward any information that has not been read or sent to you or a third party.

12.3 The termination of this User Agreement shall not affect the non-breaching party's demand for the breaching party to bear other liabilities.

13. Dispute Resolution

13.1 Any dispute, arising out of this User Agreement or any document or transaction related to or in connection with the User Agreement (Including (i) any dispute or claim for damages relating to the existence, validity or termination of this User Agreement, and (ii) any non-contractual obligations arising out of or in connection with this User Agreement (hereinafter referred to as the "Dispute"), shall be negotiated by the Parties first by a fair and reasonable means for the prompt settlement of the dispute.

13.2 In case the dispute cannot be settled through negotiation you agree that such dispute, claim or controversy shall be referred to and resolved by Hong Kong International Arbitration Center (HKIAC) under the HKIAC Arbitration Rules in force. The seat of arbitration shall be Hong Kong. The number of arbitrators shall be one (1), who shall be appointed in accordance with the HKIAC Arbitration Rules in force. The arbitration proceedings shall be conducted in English. The arbitral award shall be final and binding on both parties. Clause 13 shall survive after the termination of the Agreement. 

13.3 You agree that claims arising out of any dispute shall be brought in your individual capacity and, to the extent permitted by applicable law, you further agree to waive the rights to pursue, hear or arbitrate such claims as a class action, class action, representative action, or private attorney general action.

14. Transfer the Rights and Obligations of the User Agreement

The rights and obligations stipulated in this User Agreement shall bind on you and your assigns, successors, executors and agents or administrators. Unless otherwise agreed in this User Agreement or you obtain the prior consent of the Company, you shall not transfer the rights and obligations of this User Agreement to a third party, and any assignment or transfer without the prior written consent of the Company shall be invalid.

When the Company is acquired or merged by another third party, we shall be entitled in any event to assign or transfer the rights and obligations under this Agreement as part of such merger, acquisition, sale or other change of control.

15. Integrity

This User Agreement (Updated from time to time) and any additional documents or terms (Updated from time to time) constitute the complete agreement of the services of the Platform signed between you and the Platform.

16. Severability

If any provision of this User Agreement is held by any court of competent jurisdiction to be unenforceable, invalid or illegal in part or in whole, the remaining provisions of this User Agreement and the remainder of the terms other than the portion of this User Agreement that is held to be invalid, unenforceable or illegal, will remain in full force and effect.

17. Non-agency Relationship

Nothing in this User Agreement shall be deemed to create, imply or otherwise identify us as your agent, trustee or other representative, except as otherwise provided in this User Agreement.

18. Waive of Rights

The Company's failure to exercise or delay in exercising any provision of these Use Terms shall not affect its right to require full performance of each provision thereafter, and shall not be deemed or construed as its failure to exercise or delay in exercising such right, that is, a waiver of a right to look into any other liability for breach; The failure to exercise any right or remedy shall not in any way be construed as a waiver of such right or remedy.

19. Force Majeure

In the event of any delay in delivering the Company's service or non-performance of such service due to force majeure events, the Platform shall not be responsible for any delay or non-performance as stipulated in this User Agreement.

20. Headings

All headings in this User Agreement are intended for easy expression and clear reading only and are not intended to expand or limit the content or scope of the terms under this User Agreement.

21. Applicable Law 

All contents of this Agreement are concluded in accordance with the laws of the Hong Kong Special Administrative Region. Its establishment, interpretation, content and execution shall be governed by the relevant laws and regulations of the Hong Kong Special Administrative Region; any claims or lawsuits arising from the services agreed in this Agreement shall be governed, interpreted and enforced in accordance with the laws of the Hong Kong Special Administrative Region.

22. Notification 

22.1 The Platform can send notifications by email to your email address bound at the time of registration. You shall ensure to provide the latest and accurate email address. If a notification is sent by an email address, regardless of whether you have received a notification of sending failure, it shall be deemed to have been sent and received.

22.2 Any notification, consent or other communication given under this User Agreement must be written in English and signed or otherwise authorized by the sender.

23. Entry into Force and Interpretation of the Agreement

23.1 This User Agreement shall come into force when you register as a CoinW user or visit, log in or use the Services of this Platform registration on the registration page of this Platform, and shall bind on both parties.

23.2 The Platform reserves the right of final interpretation of this User Agreement.

24. Definitions

Applicable Law: Refers to all relevant or applicable regulations, laws (including common law rules), principles of fairness, rules, ordinances, regulatory principles and requirements, notices, orders, warrants, prohibitions, judgments, by-laws, verdicts, instructions, announcements, notices, mandatory codes of conduct, guidelines, practice notes, and interpretations applicable to the provision, receipt, or use of the services of this Platform, or the provision, use, or acceptance of any other product or deliverable related to the Services of this Platform, this Agreement, or any User Agreement. (Whether it is from government agencies, regulatory agencies, or other organizations, or self-regulatory organizations of which this Platform is a member).

Authorized User refers to a general user or institutional user who is designated by you under this User Agreement to be authorized to handle any transactions with this Platform on your behalf and has informed our company.

Digital Asset(s) refers to the codes of value or rights that can be transferred and stored electronically using distributed storage technology or similar technology, including but not limited to cryptocurrencies, stable coins, non-fungible tokens, and derivatives of any other virtual asset tokens.

Email Address: refers to the email address related to your account that is bound to the Platform according to any process determined by this Platform when you use the Platform.

Force Majeure Events refer to:

a. Any fire, strike, riot, civil commotion, act of terrorism, war or industrial action;

b. Any natural disaster such as floods, tornadoes, earthquakes and hurricanes;

c. Any epidemic, epidemic or public health emergency that triggers national or international concern;

d. Any act or regulation enacted by governments, supranational agencies or authorities that the Platform believes prevents the Platform from providing services on the Platform;

e. The suspension or closure of any other alliance partners;

f. Nationalization of any alliance partner of this Platform;

g. The government imposes restrictions or abnormal terms on any digital assets traded on this Platform;

h. Excessive changes in the price, supply or demand of any digital asset;

i. Technical failure of transmission, communications or computer facilities, including power failure and electronic or equipment failure;

j. Any supplier, intermediary broker, agent, primary custodian, sub-custodian, dealer, trading platform, pledge platform, liquidity pool, bridge provider, issuer of guaranteed digital assets, market maker, the settlement agency or regulatory agency fails to perform its obligations to the platform;

k. Liquidity providers do not provide or are unable to provide liquidity to this Platform;

l. Any labor or industrial dispute, strike, industrial actions or lockout; and/or

m. Events that significantly disrupt digital asset markets may include excessive changes in the price, supply, or demand of digital assets.

Intellectual Property Rights refers to the rights created by law that can generate property value from the results of human intellectual activities of our company and the responsible persons, management, employees, external vendors, etc. of our company. This includes but is not limited to (a) trademarks, logos, databases, website designs, text and graphics, software, program designs, photos, recordings, videos, films, music, sounds and their combinations, software designs, related program source codes and software (including subsidiary applications, mobile device applications, system scripts, and scenarios), patent rights, design rights, copyrights, trade secrets, and other rights, qualifications, interests (whether registered or not); (b) any application for registration of the aforementioned rights and the right to apply for registration of any of the aforementioned rights; and (c) all other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world.

Regulatory Authority refers to any foreign, domestic, state, federal, city or local government, administrative, legislative, judicial, executive, supervisory or regulatory authorities, agencies, quasi-governmental bodies, courts, committees, government organizations, self-regulatory organizations with regulatory bodies, courts, arbitration tribunals or panel of experts or supranational organizations, or any department or agency thereof, including any tax authority.

Subscription refers to purchasing the Subscription Amount of Shark Fin Products with certain types of Digital Assets. 

Subscription Start Time refers to the date and time when you may start to subscribe the Shark Fin Products.

Subscription End Time refers to the date and time when the subscription period of the Shark Fin Products ends.

Subscription Amount refers to the amount of principal you invest for your subscription.

Settlement Time refers to the time when the Term of your subscription of the Shark Fin Products expires and your principal and earnings will be settled to your funding account.

Term refers to the tenors of the Shark Fin Products during which your earnings will accrue.

The Service(s) refers to Shark Fin Products. Through the Services, users can deposit and invest their Digital Assets at the Platform to earn yields. Users can link the variable return of the Shark Fin Products to the index of the USD price of BTC or ETH.  

Trademark(s) refers to the intellectual property rights of the trademarks, service marks and logos used and displayed on the Platform or through the Platform, Website and/or the Platform Services.

Transaction: Refers to the sale, purchase, or conduct of any other type of transaction, or agreement to sell/purchase virtual assets, other assets or any other products that this Platform allows from time to time, or to conduct transactions related to them, as well as depositing virtual assets or fiat currency into your account or withdrawing them from your account.